what if we am not happy with debt allotment company?

i am in trouble asked:


It seems similar to they forsaken a ball. Can we stop profitable a blance of a use price as well as come to terms with a creditors by myself? or a debt allotment association still have a right to sue me or something?
thanks guys for helping. as well as again how do i protest to a state custom dept? as well as how can we stop profitable a blance as well as probable reinstate a use from them?

3 Comments so far

  1. fukinluckyfuker on February 12th, 2010

    They wouldn’t sue you.

    First, talk to a manager there. See if you can get your issues resolved. If not, you can cancel the plan. But you may want to find another agency first, or talk to the creditors, so they don’t think you’ve defaulted. Then they might hit you with any forgiven balance they agreed to while you were in that plan. Do your research before you just shut everything down.

    If you believe the settlement company is not acting in your best interests, you could look at filing a complaint with your state’s commerce division. These companies are licensed by the state for this type of work. They have a lot to lose if they get shut down by the state for incompetence or other malfeasance.

  2. Barbara B on February 14th, 2010

    I am kind of in the same boat. We talk to someone last night about debt consolidation, and seems like it is pulling wool over our eyes. They give you this great offer and then you don’t see many results. It takes you so long to get out of debt, and they make a profit from it. They tell you they don’t, but bottom line is they do. Try talking to the manager and telling them that you are not that happy with the service that their company has provided you. If that does not work, write a formal letter canceling you account with the company and try talking to the creditors by yourself. Sometimes the best way to solve you problems is to do it yourself. Good Luck to you.

  3. Debt Guru on February 17th, 2010

    I doubt that the debt settlement company will sue you for not paying there fees. Never proceed with a settlement agency that does not pre-screen you to make sure that you are in a hardship situation.

    I imagine that they collected there fees in an upfront mannertherefore you do not have enough funds in order to settle for the proprosed amount. On
    they discuss the fact that the settlement company should have your best interest in mind.

    If you paid them fees depending upon the agency they will issue a refund to you. ask to speak with a supervisor.

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